To Pay or Not To Pay a Dividend

Some companies pay a high dividend resulting in a high yield. Other companies pay a low dividend and may increase the payment over time. Lastly, some companies do not pay dividends at all. The best option depends on the company and is just a part of a company’s overall capital allocation. How a company allocates its capital is arguably the most important driver of its long-term success in generating shareholder returns. A company generates cash from its operations. It then uses some of that cash for capital expenditures, which is…

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Asset Allocation and Risk

As we prepare to head into the New Year, we want to emphasize how the crucial role of assessing your ability and willingness to take risk plays in securing your financial future. Market conditions and personal circumstances evolve over time, which underscores the importance of periodic evaluations. Regularly reassessing your risk profile allows us to tailor your portfolio to changes in your life, market dynamics, and economic landscapes. Factors such as changes in income, family situations, or evolving financial goals can significantly impact your risk appetite. Eagle Ridge utilizes the…

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Gifts from Grandparents that Keep on Giving

The end of the year often marks a time of giving, and many grandparents are considering the best ways to make financial gifts to their grandchildren. Whether for educational purposes, long-term financial growth, or setting the stage for a secure future, there are several avenues to consider that are both meaningful and financially advantageous.

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A Concentrated Index

Indexes are generally a good way to diversify your holdings with one trade. For example, buying an S&P 500 Exchange Traded Fund (ETF) Index gives you exposure to all companies in the S&P 500 without having to buy 500 different stocks.

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